Terms of Service

Effective date: September 22, 2026

Article 1 (Purpose)

These Terms set out the rights, obligations and responsibilities between 피코 온라인 (the "Company") and its members for buying and selling digital content on "Resource Lab & PICO" (the "Site"), which the Company operates.

Article 2 (Definitions)

Article 3 (Posting and Amendment of the Terms)

The Company posts these Terms at the bottom of the Site so that anyone can read them.

The Company may amend these Terms to the extent permitted by applicable law. It will announce the effective date and the reason for the change on the Site at least 7 days in advance, or at least 30 days in advance for changes unfavorable to Members.

A Member who does not agree to the amended Terms may stop using the Site and withdraw. When material terms change, the Company will ask for consent again at the Member's next sign-in.

Article 4 (Registration and Withdrawal)

Registration is completed when a person signs in with a Google account and agrees to these Terms and to the collection and use of personal information.

A Member may request withdrawal at any time by contacting [email protected] · 010-5962-6061, and the Company will process it without delay. Transaction records that must be retained by law will be kept for the required period.

After withdrawal, purchased Content can no longer be downloaded.

Article 5 (Formation of a Purchase Contract)

A purchase contract is formed when the Buyer places an order and the Company confirms that the order amount has been deposited into the account the Company designated.

Once the deposit is confirmed, the Company makes the Content available for download.

Article 6 (Payment)

Payment is accepted only by bank transfer to the account the Company designates.

An order that is not paid within 24 hours is cancelled automatically.

The Buyer must use exactly the depositor name and amount shown for the order. If a mismatch delays confirmation, the Buyer should contact the Company.

Article 7 (Scope of License to Content)

The Buyer may use purchased Content only for their own use.

The Buyer must not redistribute, resell, share or transfer all or any part of the Content, or upload it anywhere others can download it.

If the Content's detail page states a separate license, that license takes precedence over this Article.

Unless these Terms or the detail page provide otherwise, copyright in the Content remains with the Designer.

Article 8 (Withdrawal of Purchase)

The Buyer may withdraw a purchase within 7 days of payment as long as the Content has never been downloaded.

Once a download has started, withdrawal is restricted under Article 17(2)(5) of the Korean Act on the Consumer Protection in Electronic Commerce. The Company displays this notice on the purchase screen and in the payment instructions before purchase.

However, if a file is defective or the Content differs from its description on the detail page, the Buyer may withdraw and receive a refund even after downloading.

Detailed procedures follow the Refund Policy.

Article 9 (Obligations of the Company)

The Company complies with applicable law and these Terms and strives to provide Content reliably.

The Company protects Members' personal information in accordance with its Privacy Policy.

When the Company receives a legitimate opinion or complaint from a Member, it handles it promptly and informs the Member of the result.

Article 10 (Obligations of Members and Prohibited Acts)

Members must not:

Article 11 (Restriction of Use)

If a Member violates Article 10, the Company may, after prior notice, suspend or permanently restrict the Member's use. In urgent cases, it may restrict use first and notify afterwards.

Members may object to a restriction by contacting [email protected] · 010-5962-6061.

Article 12 (Limitation of Liability)

The Company is not liable for failure to provide the service due to causes beyond its control, such as natural disasters or network outages.

The Company is not liable for damages caused by a Member's own fault.

The Designer who registered the Content bears primary responsibility for its content and quality. This does not limit the Buyer's right to request withdrawal or a refund from the Company.

Article 13 (Dispute Resolution and Jurisdiction)

The Company and Members will first try in good faith to resolve any dispute through discussion.

If a dispute is not resolved, the Buyer may apply for mediation to the Korea Consumer Agency or another relevant body.

Any lawsuit shall be brought before the competent court under the Korean Civil Procedure Act, and the laws of the Republic of Korea apply.

Article 14 (Language)

These Terms are provided in Korean and English. If the two versions differ, the Korean version prevails.

Addendum

These Terms take effect on September 22, 2026.